VITESSE FINANCIAL CREDIT REPAIR SERVICES
At Vitesse Financial, we have more that 15 years of combined experience in credit repair business. When you hire us to repair your credit report or improve your credit score, our credit repair specialists do their best to make sure you're satisfied with the service you receive.
Click here to learn more about bad credit help and fast credit repair services provided by Vitesse Financial.
ABOUT CREDIT REPORTS AND FICO SCORES
Credit reports are used to determine credit scores. Every item listed in an individual's credit history report is taken into account to tabulate a credit score. This number represents your financial credit worthiness, and is underwritten by a particular statistical model. The FICO score is the most widely known score in the industry; it is the brainchild of the Fair Isaac Corporation. Its proprietary formula is closely guarded, but in the interest of corporate responsibility and public relations, Fair Isaac has released information on the following factors they use in order of the weight they carry in the overall tabulation of scores:
Payments made on time (35%)
Credit capacity used - ratio of current credit card balances to total available credit limits (30%)
Length of credit history (15%)
Types of credit a consumer is using (10%)
Recent search for credit or amount of credit obtained most recently (10%)
FICO scores help banks and credit card companies determine how likely a borrower will default on their debt. The possible risk of this happening is estimated for a period of the following 24 months. This is how financial institutions mitigate loss due to poor debtor behavior and available credit limit.
Even though FICO scores range from 300 to 850, everyone actually receives three scores because the three credit reporting agencies that rule the day, Equifax, TransUnion and Experian, all use their own scoring models and databases. Lenders typically request an applicant's score from each agency and then use the median score to determine the applicant's eligibility for credit.
For fast credit repair, start by arming yourself with all of the information you can collect on your credit history. As a result of FACT (Fair and Accurate Credit Transactions Act), you as a legal U.S. resident once a year can request free credit reports from all of the major credit reporting agencies. To request your free reports, tap the website AnnualCreditReport.com, call 1-877-322-8228 or mail in the Annual Credit Report Request Form.
States and cities we offer credit repair:
Credit Repair Alabama |
Credit Repair St. Stephens |
Credit Repair Huntsville |
Credit Repair Cahawba |
Credit Repair Tuscaloosa |
Credit Repair Montgomery |
Credit Repair Alaska
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Credit Repair Sitka |
Credit Repair Juneau |
Credit Repair Arizona
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Credit Repair Prescott |
Credit Repair Tucson |
Credit Repair Prescott |
Credit Repair Phoenix |
Credit Repair Arkansas
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Credit Repair Arkansas Post |
Credit Repair Little Rock |
Credit Repair California |
Credit Repair Monterey |
Credit Repair San José |
Credit Repair Vallejo |
Credit Repair Benicia |
Credit Repair Sacramento |
Credit Repair San Francisco |
Credit Repair Sacramento |
Credit Repair Colorado |
Credit Repair Colorado Springs |
Credit Repair Auraria |
Credit Repair Colorado City |
Credit Repair Golden |
Credit Repair Fort Collins |
Credit Repair Denver |
Credit Repair Connecticut
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Credit Repair New Haven |
Credit Repair Hartford |
Credit Repair Delaware
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Credit Repair New Castle |
Credit Repair Dover |
Credit Repair Florida |
Credit Repair St. Augustine |
Credit Repair Pensacola |
Credit Repair Tallahassee |
Credit Repair Georgia |
Credit Repair Savannah |
Credit Repair Augusta |
Credit Repair Heard's Fort |
Credit Repair Augusta |
Credit Repair Savannah |
Credit Repair Ebenezer |
Credit Repair Savannah |
Credit Repair Augusta |
Credit Repair Louisville |
Credit Repair Milledgeville |
Credit Repair Macon |
Credit Repair Milledgeville |
Credit Repair Atlanta |
Credit Repair Hawaii
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Credit Repair Lahaina |
Credit Repair Honolulu |
Credit Repair Idaho |
Credit Repair Lewiston |
Credit Repair Boise |
Credit Repair Illinois |
Credit Repair Kaskaskia |
Credit Repair Vandalia |
Credit Repair Springfield |
Credit Repair Indiana
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Credit Repair Vincennes |
Credit Repair Corydon |
Credit Repair Indianapolis |
Credit Repair Iowa |
Credit Repair Burlington |
Credit Repair Iowa City |
Credit Repair Des Moines |
Credit Repair Kansas |
Credit Repair Pawnee |
Credit Repair Shawnee Mission |
Credit Repair Lecompton |
Credit Repair Topeka |
Credit Repair Topeka |
Credit Repair Kentucky |
Credit Repair Danville |
Credit Repair Bowling Green |
Credit Repair Frankfort |
Credit Repair Louisiana
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Credit Repair Mobile Bay |
Credit Repair Biloxi |
Credit Repair New Orleans |
Credit Repair Donaldsonville |
Credit Repair New Orleans |
Credit Repair Baton Rouge |
Credit Repair Opelousas |
Credit Repair Shreveport |
Credit Repair New Orleans |
Credit Repair Baton Rouge |
Credit Repair Maine |
Credit Repair Portland |
Credit Repair Augusta |
Credit Repair Portland |
Credit Repair Augusta |
Credit Repair Maryland |
Credit Repair St. Mary's City |
Credit Repair Annapolis |
Credit Repair Massachusetts
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Credit Repair Boston |
Credit Repair Michigan |
Credit Repair Detroit |
Credit Repair Lansing |
Credit Repair Minnesota |
Credit Repair Saint Paul |
Credit Repair Mississippi |
Credit Repair Natchez |
Credit Repair Washington |
Credit Repair Natchez |
Credit Repair Jackson |
Credit Repair Missouri
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Credit Repair St. Louis |
Credit Repair Saint Charles |
Credit Repair Marshall, Texas |
Credit Repair Jefferson City |
Credit Repair Montana
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Credit Repair Bannack |
Credit Repair Virginia City |
Credit Repair Helena |
Credit Repair Nebraska
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Credit Repair Omaha |
Credit Repair Lincoln |
Credit Repair Nevada |
Credit Repair Carson City |
Credit Repair New Hampshire |
Credit Repair Portsmouth |
Credit Repair Exeter |
Credit Repair Concord |
Credit Repair New Jersey
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Credit Repair Elizabethtown |
Credit Repair Princeton |
Credit Repair Trenton |
Credit Repair New Mexico
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Credit Repair San Juan |
Credit Repair Santa Fe |
Credit Repair New York
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Credit Repair New York |
Credit Repair Kingston |
Credit Repair Hurley |
Credit Repair Poughkeepsie |
Credit Repair New York |
Credit Repair Albany |
Credit Repair North Carolina
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Credit Repair Charlestown |
Credit Repair New Bern |
Credit Repair Raleigh |
Credit Repair North Dakota
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Credit Repair Yankton |
Credit Repair Bismarck |
Credit Repair Ohio
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Credit Repair Marietta |
Credit Repair Chillicothe |
Credit Repair Zanesville |
Credit Repair Chillicothe |
Credit Repair Columbus |
Credit Repair Oklahoma
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Credit Repair Tahlequah |
Credit Repair Tuskahoma |
Credit Repair Tishomingo |
Credit Repair Wewoka |
Credit Repair Okmulgee |
Credit Repair Guthrie |
Credit Repair Oklahoma City |
Credit Repair Oregon
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Credit Repair Fort Vancouver |
Credit Repair Oregon City |
Credit Repair Salem |
Credit Repair Corvallis |
Credit Repair Salem |
Credit Repair Salem |
Credit Repair Pennsylvania
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Credit Repair Philadelphia |
Credit Repair Lancaster |
Credit Repair York |
Credit Repair Harrisburg |
Credit Repair Rhode Island
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Credit Repair Providence |
Credit Repair South Carolina
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Credit Repair Charlestown |
Credit Repair Columbia |
Credit Repair South Dakota
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Credit Repair Yankton |
Credit Repair Bismarck |
Credit Repair Pierre |
Credit Repair Tennessee
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Credit Repair Rocky Mount |
Credit Repair Knoxville |
Credit Repair Kingston |
Credit Repair Nashville |
Credit Repair Murfreesboro |
Credit Repair Nashville |
Credit Repair Texas
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Credit Repair Los Adaes |
Credit Repair San Antonio de Bexar |
Credit Repair Saltillo |
Credit Repair Monclova |
Credit Repair Washington |
Credit Repair Galveston |
Credit Repair Harrisburg |
Credit Repair Velasco |
Credit Repair Columbia |
Credit Repair Houston |
Credit Repair Austin |
Credit Repair Utah
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Credit Repair Fillmore |
Credit Repair Salt Lake City |
Credit Repair Vermont
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Credit Repair Windsor |
Credit Repair Montpelier |
Credit Repair Virginia
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Credit Repair Jamestown |
Credit Repair Williamsburg |
Credit Repair Richmond |
Credit Repair Richmond |
Credit Repair Danville |
Credit Repair Richmond |
Credit Repair Washington |
Credit Repair Fort Vancouver |
Credit Repair Oregon City |
Credit Repair Salem |
Credit Repair Olympia |
Credit Repair West Virginia
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Credit Repair Wheeling |
Credit Repair Charleston |
Credit Repair Wheeling |
Credit Repair Charleston |
Credit Repair Wisconsin |
Credit Repair Belmont |
Credit Repair Burlington |
Credit Repair Madison |
Credit Repair Wyoming
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Credit Repair Cheyenne |
Vitesse Financial
PROFESSIONAL CREDIT REPAIR
You're a person, not a number, right? Unfortunately, more and more companies don't feel that way nowadays. Your credit rating is often the only thing that matters to them. And it's not just about getting loans and credit cards anymore. Decisions about your insurance prices, mortgage rates and even employment are now based on your credit score. Click here to learn more about credit repair services provided by Vitesse Financial. |